Instead of a subscription

Self-hosted alternatives to YNAB

YNAB teaches envelope budgeting on a subscription, with bank imports and a shared household plan. The budgeting recipe here follows the same method, with the ledger on your own server.

Catalog

Recipes that cover it

Fully verified28,528

Personal finance

Actual Budget

Envelope budgeting that syncs between your own devices

512 MB RAMamd64 / arm64TypeScriptVery easyMITVersion 26.9.0

Requirements

Side by side

Requirements and recipe status of the applications on this page
ApplicationMinimum RAMDisk estimateDatabaseInstallation difficultyBackupRecipe verificationLicense
Actual Budget512 MB RAM2 GBSQLiteVery easyYes · Restore testedFully verifiedCheck is currentMIT

Migration

What changes when you host it yourself

The data stops leaving your network, and so does the responsibility for it: backups, the restore you have actually tested, and the disk it all sits on.

Feature parity is never exact. Read what each recipe states about limitations and the smoke test before planning a migration.

The bill turns into work: updates, certificates and an eye on the release notes. The catalog shows how much of that each recipe asks for.

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